I used to think budgeting was just for broke people but I saw my friend's credit score jump from 620 to 740 in 8 months

He just tracked every dollar on a free app and paid off $3k in credit card debt by eating rice and beans. Made me realize I was just making excuses about being too busy. Has anyone else seen a big shift after starting a simple budget?

2 comments

2 Comments

terryh205d ago

Stick with it once you see that first credit score jump, it gets addictive (in a good way).

west.anna5d ago

Buddy of mine was the same way, now he chases the 800.