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Hot take: paying $50 for a store loyalty card is either genius or a total scam

I dropped $50 on a premium loyalty card at a big box hardware store thinking I'd save on paint and tools for my garage renovation. Three months in I've saved maybe $12 total because the deals are mostly on stuff I don't buy. But my buddy swears he saved $200 in a year with the same card cause he does bigger projects. Is it actually worth it or are these cards just preying on FOMO? What's your experience been with paid loyalty programs?
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price.tara
price.tara9d agoTop Commenter
Look at it this way - if you can't find enough value in it, that's on you for not reading the fine print, not the store for tricking you. Tbh the people who complain about these cards are usually the ones who buy two bags of mulch a year and expect VIP treatment.
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drew965
drew9659d ago
My neighbor bought one and it actually paid off after one big tree project.
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