Pro tip: double check your travel insurance before that 'cheap' monthly plan locks you out

My backpack zipper broke in a random bus station in Medellin last week and all my stuff spilled out onto the floor. No big deal right? But when I tried to file a claim with my budget travel insurance they said 'baggage damage not covered under the basic plan'. Cost me $60 to get it fixed at a random tailor. Checked my policy after and yeah it was buried in the fine print. Anyone else ever get burned by a cheap insurance plan that looked good on paper?

2 comments

2 Comments

wrenh6513d agoMost Upvoted

Learned that one the hard way myself with a "comprehensive" plan from some website.

xenagarcia13d ago

Oh absolutely, story of my life right there. Signed up for what looked like the most detailed plan ever, turns out it was basically just a list of common sense tips I could have found in a free blog post. Total waste of money and honestly kind of embarrassing to admit I fell for such a flashy sales page. The refund process was a nightmare too, had to literally threaten a chargeback to get my cash back. Learned my lesson about trusting those slick ads that promise everything under the sun. Now I just stick to asking real people in forums like this for recommendations instead.