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I was so sure I needed a 20% down payment until my loan officer in Phoenix told me about a 3.5% FHA option last Tuesday.
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park.robin6mo ago
Check the PMI cost on that though.
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west.anna6mo ago
Yeah, that PMI cost is sneaky. It's not just the monthly fee, it's how long you're stuck paying it. When does it actually fall off?
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ryan1836mo ago
That PMI can easily add a hundred bucks to your monthly payment. It's a real cost people forget to factor in. Makes a big difference in what you can actually afford.
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