My friend once told me my daily fancy coffee habit was a "financial leak." I almost told her to shove the latte. Turns out she was right, and her next brilliant idea was I should sell a kidney instead of getting a second job. Seriously though, a good friend won't just nod and tell you to buy Bitcoin. They'll help you see the stupid moves before you make them. You probably avoided something truly wild, like trying to fix debt with a payday loan. That's the real win.